Forced Savings
If I was in a bad mood, I would call that collections below target. But I'm in a good mood. This will turn out to be a good holiday season after all. And there's so much to be thankful for. The new office. The whole boatload of opportunities that lie ahead of us in the coming year.
So instead, I will call these checks "forced savings." Or a safety device so I don't overextend myself financially.
Only one gift left to buy... make that two... or three...
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